![]() Large deposits without a clearly documented source.Bounced checks or NSFs (Non-Sufficient Funds charges).Red-flag issues for mortgage underwriters include: You’re much more likely to get approved if your bank statements are clear of anything questionable. When you apply for a mortgage, lenders look at your bank statements to verify that you can afford the down payment, closing costs, and future loan payments. What do mortgage lenders look for on bank statements?
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